Use your $KAS.
Without selling it.

Deposit your $KAS as collateral and instantly borrow against it, while your KAS keeps earning yield, on Kaspa’s ultra-fast Layer 1 (10 blocks per second).
Create your account
Create your account
Live price data drives every loan.
Real-time monitoring, automatic risk detection, transparent liquidations.
Backed by live oracles
Borrow instantly.
Spend freely.
Keep ownership.
Unlock value.
Use $KAS.
Access liquidity.
Stay in control.
Spend securely.
Features
Borrow
Our lending protocol allows you to unlock liquidity without selling your assets. Using your crypto as collateral, you can borrow funds from secure lending pools, paying interest that rewards lenders.
Get Started
Get Started
Instant loans with flexible collateral
Deposit supported assets as collateral and borrow instantly from our lending pools, with no credit checks or intermediaries. Choose from various collateral types and Loan-to-Value (LTV) ratios, tailoring your loan to your needs. Borrowed funds are transferred to your wallet in seconds on Kaspa L2s, with low gas fees as well as high security.
Customisable loan management
Adjust your loan at any time: repay early, add more collateral, or borrow additional funds (within your LTV limit) without penalties. Our isolated markets let you select pools with specific assets and risk profiles, such as stablecoin-only markets for lower volatility. Use our dashboard to track your loan health, collateral value, and liquidation risks, ensuring you stay in control.
Transparent risk and liquidation protections
Check our Oracle documentation to better understand exactly how we prioritise a user-friendly experience while maintaining a high security level, enabled by the Kaspa L1 technology.
Features

Deposit

By depositing crypto into our decentralised lending protocol, you provide liquidity to the protocol, securing the pools that borrowers access. As a result, you earn interests paid by borrowers on their loans, proportionally to your deposit amount.
Passive interests from borrower demand
Deposit your crypto (KAS and other supported L2 assets) into our lending pools, where borrowers pay interest to access these funds. Your earnings, typically 2–10% APY, depend on market demand and supply, with rates updated in real time. Unlike traditional finance, there’s no middleman: your returns come directly from borrowers, ensuring fairness.
Optimised P2P matching
Our Kaspa DeFi lending protocol allocates your deposits to borrowers via smart contracts, enabling direct, on-chain yield generation. Deposits are routed into decentralized lending pools that balance yield and liquidity while leveraging the speed and efficiency of the Kaspa ecosystem.
Flexible withdrawals
You can withdraw your funds anytime. Our protocol monitors liquidity levels and displays real-time availability on the interface, so you know when withdrawals are seamless.
Borrow with confidence, just a few clicks away.
Kaskad launches with $250K of initial TVL supply, fueling real usage and measurable adoption.
$250K
initial TVL supply
You may be wondering...
What is Kaskad?
Kaskad is a decentralized, smart contract-powered lending and borrowing platform built on the Kaspa network. It enables users to access stablecoin liquidity (like USDT or USDC) by locking $KAS or other supported assets as collateral.
Can I lose my $KAS?
If your loan-to-value (LTV) ratio becomes too high, you'll be notified in advance. You can choose to repay or top up your collateral before liquidation is triggered. The system gives you time to act and maintain control over your assets.
Who is Kaskad for?
Kaskad is for KAS holders who want to unlock liquidity without giving up their exposure — from retail users to crypto-savvy investors.
Is there a fee to use Kaskad?
There are no upfront fees. You only pay interest on the borrowed amount. As an Aave V3.3 fork, Kaskad inherits a proven and transparent fee structure, with dynamic rates visible and updated in real time through the interface.
If you have any further questions or just want to reach our team, click the button below.
Go to the FAQ
Go to the FAQ
Kaskard - Coming Soon
Spend your $KAS.
Without triggering taxes.
Kaskard lets you pay anywhere — by opening a micro-loan each time you spend. No sale. No flat tax. Just freedom.
Learn more →
Precision, speed and transparency — built directly on Kaspa.
Create your account
Create your account
“The strength of Kaspa isn’t just technical: it’s community, clarity, and conviction. We built Kaskad to reflect all three.”
Julien Daubert
Head of Technology
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