The Kaskard — Spend Your $KAS Instantly, Anywhere

Spend your borrowed assets, naturally

When you borrow through Kaskad—whether in $KAS or in stablecoins like USDT—your goal is often to use those funds immediately in your daily life. The Kaskard meets that need with ease. It allows you to pay directly with the assets you’ve borrowed, with no manual conversion, no intermediary withdrawal, and no friction.It is a simple, direct solution that aligns perfectly with how credit is meant to be used.

Built-in security powered by Kaspa’s speed

In traditional systems, especially in crypto, card payments often rely on dual accounting. The back office temporarily authorizes the expense before the blockchain confirms the transaction. This creates uncertainty, where a payment might appear valid even though it has not yet been officially recorded on the distributed ledger.
With Kaspa, this limitation disappears.

Thanks to its unique blockDAG architecture and ultra-fast confirmation time (less than one second), each transaction can be validated almost instantly and irreversibly. This allows the Kaskard to confirm transactions directly on-chain, in real time, without the need for duplicated records in an external database.

The result is greater transparency and enhanced security, as every transaction is immediately recorded on the blockchain.

Potential for a native non-custodial wallet

In the future, the Kaskard could work directly with your own Kaspa wallet, without relying on a third-party custodian. This means users would retain full control of their funds while enjoying a crypto card usable in the real world.

The Kaskard allows you to spend what you borrow, while relying on Kaspa’s speed to deliver a secure, instant, and non-custodial experience. It represents a concrete step toward making decentralized finance truly usable in everyday life.

A practical accelerator for Kaspa's adoption as a medium of exchange

Kaspa’s ambition is clear. It aims to become a peer-to-peer digital currency, used freely and without intermediaries as a large-scale means of exchange.
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But in practical terms, how can we make it so that millions of merchants accept $KAS as a form of payment?
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Instead of trying to convince each merchant individually to adopt a new terminal or change their existing processes, the Kaskard takes the opposite approach—faster and more effective.

The merchant changes nothing.
The user changes everything.

With the Kaskard, any $KAS holder can already pay anywhere cards are accepted.The transaction is carried out in $KAS on the user’s side, while the merchant receives the payment in their usual currency, without even realizing they just accepted Kaspa.In other words, we ask nothing of merchants.

We integrate them into the Kaspa ecosystem by default, without requiring any preparation on their part.

This is a smart workaround strategy.

It puts $KAS in circulation as real money.

It democratizes its usage without waiting for infrastructure to catch up.

It empowers users to act today, without relying on slow institutional adoption.

The Kaskard: Spend your assets easily and securely